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: Tim Ranzetta is on a mission to bring personal finance classes to all high schools. Here’s the No. 1 lesson he says everyone should know

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What do you wish your younger self knew about finance? 

Before Tim Ranzetta, a San Francisco-based entrepreneur, co-founded Next Gen Personal Finance (NGPF), a nonprofit with a mission to bring personal-financial education to all students, he volunteered to teach a class in personal finance to ninth graders. Their hunger for financial lessons impressed him.

“As…

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